Subrogee Definition and Legal Meaning

On this page, you'll find the legal definition and meaning of Subrogee, written in plain English, along with examples of how it is used.

What is Subrogee?

(n) Subrogee is the person or legal entity who assumes the legal right or clime by settling the clime of the third parties. Usually insurance companies act as subrogee by settling the climes against the insured they stand in the shoes of the insured and later recover what the insurer is legitimately eligible. For example when the car of the insured is dodged by high speed truck, the insurance company compensate the insured by paying the loss suffered to his car and the company clime damages from the truck owner and recover partly or fully the mount spend by them

History and Meaning of Subrogee

Subrogation is a legal term that refers to the right of one person or entity to take over the legal rights and remedies of another against a third party that caused harm, but only to the extent that the first person or entity has paid for the harmed person's losses. The Subrogee is the entity that assumes these legal rights and remedies.

This concept is often used in insurance contracts, where an insurance company may pay for its policyholder's losses and then bring a lawsuit or claim against a third party that caused those losses. As the Subrogee, the insurance company has the right to recover the amount it paid to the policyholder from the responsible third party.

Examples of Subrogee

  1. An employee is injured on the job and receives workers' compensation benefits. The employer's insurance company becomes the Subrogee and files a lawsuit against the manufacturer of a defective machine that caused the employee's injury.

  2. A homeowner's property is damaged by a fire caused by a faulty electrical system installed by an electrician. The homeowner's insurance company pays for the damages and becomes the Subrogee to file a lawsuit against the electrician, seeking reimbursement for the amount paid to the homeowner.

  3. A driver is injured in a car accident caused by another driver's negligence. The injured driver's health insurance company pays for medical treatment and becomes the Subrogee to file a lawsuit against the negligent driver, seeking to recover the amount paid for the medical treatment.

Legal Terms Similar to Subrogee

  1. Indemnification - the act of compensating someone for harm or loss suffered.
  2. Contribution - the sharing of responsibility among multiple parties for the same harm or loss.
  3. Assignment - the transfer of legal rights and remedies from one party to another.